Work Benefit Insurance(WIBA)

This provides cover to employees for injuries sustained whilst in the course of duty. Employees who sustain injury are compensated as per defined scale of benefits depending on the injury.

Every employer is required by the Act to obtain and maintain an insurance policy with an insurer approved by the minister (for Finance) in respect of any liability that the employer may incur under the Act with respect to any of their employees. The employees to be covered includes domestic workers i.e. house keepers, guards, drivers etc.

This coverage includes medical care, rehabilitation, lost wages, and death benefits for work-related injuries or diseases, with up to 8 years’ salary for permanent disability, 1 year’s salary for temporary disability, and medical expenses up to Ksh. 100,000.